When Public Schools in Illinois had a difficult time finding workers’ compensation coverage, the Illinois Association of School Boards (IASB) formed Workers’ Compensation Self-Insurance Trust (WCSIT) as the answer. Five years later, Illinois School District Agency (ISDA) was formed in response to the increasing costs of property and casualty insurance and to fill gaps in coverage that schools were facing.

As the current insurance marketplace continues to contract and there are fewer options for Illinois Public Schools, the Workers’ Compensation Self-Insurance Trust (WCSIT) and Illinois School District Agency (ISDA) are ready to provide quality programs and services for their members, just as they have done for a combined 60+ years.

WCSIT and ISDA (collectively WCSIT*ISDA) continuously strive to make coverage choices easier and more cost-effective for Illinois schools by offering extensive options. Additionally, WCSIT*ISDA has a dedicated staff with years of experience serving schools and providing loss control services to help reduce potential risks and claims.

These valuable features and benefits, among others, have made WCSIT*ISDA the preferred choice of school districts throughout Illinois. During that time, WCSIT*ISDA has returned more money to member districts through dividends and surplus distributions than all of our competitors, while providing financial protection and specialized options designed to benefit Illinois schools.

WCSIT*ISDA utilize the very best in the industry as business partners. The Sandner Group – Insurance Program Managers, Inc. provides underwriting and program management services. The Sandner Group–Claims Management, Inc. acts as the third-party administrator for claims handling. Dean R. Conlin, Attorney & Counselor, serves as general counsel for WCSIT*ISDA. Morgan Stanley - Graystone Consulting manages the invested funds of both pools. Plante Moran provides audit services and Oliver Wyman serves as the outside actuary.

Due to the uncertain economic conditions that school districts face, it is critically important for every school district to evaluate its risk management program. Most importantly, workers’ compensation and property and casualty programs should be examined to determine the best fit for the district’s particular needs and for its current and expected budget.